On September 12, 2024, the Central Government made an important change to the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). From now on, everyone who is 70 years old or older can get free medical treatment up to Rs 5 lakh under this plan.
On Wednesday, Prime Minister Narendra Modi and the Union Cabinet agreed to extend the Ayushman Bharat scheme. This decision is meant to help elderly people who are struggling with high medical costs. Now, seniors can get free treatment up to Rs 5 lakh at both government and private hospitals.
- Ayushman Bharat Jan Arogya Yojana 2024 latest update
- Rs 5 Lakh Free Treatment for Seniors 70+ Under PMJAY Scheme
- Conclusion
Ayushman Bharat Jan Arogya Yojana 2024 latest update
Coverage for Seniors: Now, anyone who is 70 years old or older can get up to Rs 5 lakh for free medical treatment. This applies to both government and private hospitals. It helps seniors get the care they need without worrying about costs.
Existing Health Insurance: If seniors already have other health insurance or are part of different health schemes, they can still use those plans. They can choose to stick with their current insurance or also use the new coverage from Ayushman Bharat.
Family Benefits: If a family has more than one senior member, each one will get their own Rs 5 lakh coverage. So, if both partners are over 70, they can get a total of Rs 10 lakh in coverage for the year.
Extra Benefits for Current Enrollees: Families already using Ayushman Bharat will get an extra Rs 5 lakh coverage just for their senior members. This is in addition to their existing coverage.
No Income Limits: There are no income restrictions for this coverage. Every senior citizen over 70 will get the Rs 5 lakh benefit, regardless of how much money they have.
Overall Impact: The Ayushman Bharat scheme is one of the largest health insurance programs in the world, covering 55 crore people in 12.34 crore families in India. With this new update, 7.37 crore hospitalized patients have already benefited, and the total support provided has exceeded Rs 1 lakh crore.
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Rs 5 Lakh Free Treatment for Seniors 70+ Under PMJAY Scheme
The main purpose of adding seniors to the Ayushman Bharat scheme is to help them with their healthcare needs. As people get older, their medical bills often go up. By providing free treatment for those over 70, the government wants to make healthcare more affordable and improve the overall health and well-being of elderly people.
The new coverage will allow many senior citizens to get the medical care they need without stressing about money. It shows that the government is dedicated to improving healthcare access and helping those who need it most.
Conclusion
The expansion of the Ayushman Bharat Yojana to include people aged 70 and above is great news. It provides up to Rs 5 lakh in free treatment, which is a big help for elderly people. This will make it easier for them to get the medical care they need without worrying about the cost.
This change is expected to greatly benefit many older people. It will help them get better healthcare services and improve their overall health and quality of life.
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